If you need to fund a big purchase or consolidate debt, a personal loan or line of credit from Arizona Federal can help you reach your goals faster.

利率 as low as

Our personal loans feature:

  • Low, affordable rates
  • No application fees
  • No pre-payment penalties

Explore 个人 贷款

Have an unexpected expense like car or home repairs? Looking to consolidate your higher interest bills? Whatever the reason, we can help with a personal loan.

  • Low, fixed rates
  • No collateral required

Use your personal credit line as overdraft protection for your Arizona Federal 检查 Account or as an emergency reserve when you need money on short notice.

If you're looking to build or rebuild your credit, a share-secured loan could be a good choice. Simply use the money you have on deposit to secure the loan.

To apply for a share-secured loan, call (602) 683-1000 or stop by one of our branch locations.

For college expenses not covered by scholarships and federal loans, Arizona Federal* has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.


*We are compensated for the referral of Smart Option 学生贷款 customers.

1 Annual Percentage Rate. 4月 shown is the lowest available rate for up to 36 months. Actual 4月 based on borrower’s credit history, collateral and loan terms. Maximum rate of 17.4月99%. Minimum loan term of 12 months. Membership required based on eligibility. Loan payment example: $32.00 per month for each $1,000 borrowed at 8.75% 4月 for 36 months.